Hit and Run last night--fine but annoyed

[rustyfingers]

I have all kinds of theories, but will probably never know the truth.

1. I was going the speed limit and that ticked him off, or
2. I was driving a Prius and that ticked him off, or
3. He was impaired by some substance, or
4. He was distracted by his phone, or
5. He had a junior license and was in a rush to get home before midnight, or ...?

[RealPlayer]

Oh, no. I’m glad you are OK, but the damage to your new car…I hope you get some compensation.

My very smart wife took out extra insurance for uninsured drivers etc. This helped when I was hit by a car while riding my bike a few years ago.

[Piano*Dad]

@rustyfingers said in Hit and Run last night--fine but annoyed:

@Piano-Dad no clue

Well, if the police found him, there will be a public record of the court proceedings. I presume hit and run will wind up in court.

[rustyfingers]

@Piano-Dad I'm not convinced there will be criminal charges. I only know they caught the guy because it was on the police report I requested.

[jon-nyc]

Glad you’re ok!

[Piano*Dad]

@rustyfingers said in Hit and Run last night--fine but annoyed:

@Piano-Dad I'm not convinced there will be criminal charges. I only know they caught the guy because it was on the police report I requested.

There should be, especially if you contact the police to press them.

[wtg]

Was he ticketed and will he have to go to traffic court?

[rustyfingers]

I do not have any information except his name and address from the police report. I didn't even really know how they got him.

[Steve Miller]

Has your insurance guy been notified?

[rustyfingers]

Yes but the app asked if I wanted my insurance or his to handle it, assuring me I could change my mind later. I stupidly said his. Now there is no way in the app to change this and the office has been closed all weekend, so I have to call tomorrow. I've left messages, but really need to talk to a person.

[Steve Miller]

Ugh. Insurance by apps is a problem.

Time to start working toward talking to a human.

[Mik]

Agreed. I'm willing to pay what it costs to have an agent.

[RichL]

Glad you're ok, but yeah...I've been advised to just have your insurance company deal with damages...and make going after the offender your insurance companies problem. People that drive irresponsibly are often the same type that have [outdated] legal minimums for insurance if any. Makes resolving this stuff that much more a hassle.

[rustyfingers]

Yeah--I agree with this advice. I wasn't thinking clearly.

Update--was able to talk to a human this am and my insurance co is sending out an inspector tomorrow. So I think I'm good

[ShiroKuro]

@rustyfingers that sounds like a good development!

Good luck!

[rustyfingers]

Insurance is covering the repair and waiving the deductible. Now I have to choose a body shop. There is such a thing as a Toyota Certified Collision repair shop, which does NOT include all Toyota dealers. There is also a network of body shops in my insurance company's network, but they haven't given me the list yet. Since the car is still under all the warrantees, I'm thinking of talking it to the dealer where I bought it which IS a Toyota certified collision shop but is NOT in the insurance network. Open to advice here.

[Steve Miller]

Will insurance pay a shop that isn’t in the network?

[rustyfingers]

Yes by law I can choose any shop I want

[rustyfingers]

Finally got the car back. Almost $8k all told. No hassles with insurance. Did pay for a rental out of pocket for three weeks. There were a couple of tweaks I asked the shop to make before I drove off--sensors were at an uneven depth and there was tape residue on a trim piece they masked off during painting. Looks good though. Less than 2300 miles on it and it looks new again.

Still very wary of pickup trucks driving behind me though.

[ShiroKuro]

@rustyfingers glad your car is back! I’m really sorry you had to deal with it, but I’m glad it worked out ok!