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  4. Hit and Run last night--fine but annoyed

Hit and Run last night--fine but annoyed

Scheduled Pinned Locked Moved Off Key - General Discussion
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  • J Offline
    J Offline
    jon-nyc
    wrote on last edited by
    #19

    Glad you’re ok!

    1 Reply Last reply
    • rustyfingersR rustyfingers

      @Piano-Dad I'm not convinced there will be criminal charges. I only know they caught the guy because it was on the police report I requested.

      Piano*DadP Offline
      Piano*DadP Offline
      Piano*Dad
      wrote on last edited by
      #20

      @rustyfingers said in Hit and Run last night--fine but annoyed:

      @Piano-Dad I'm not convinced there will be criminal charges. I only know they caught the guy because it was on the police report I requested.

      There should be, especially if you contact the police to press them.

      Crazy economist who likes to write about higher education.

      1 Reply Last reply
      • wtgW Offline
        wtgW Offline
        wtg
        wrote on last edited by
        #21

        Was he ticketed and will he have to go to traffic court?

        When the world wearies and society ceases to satisfy, there is always the garden - Minnie Aumônier

        1 Reply Last reply
        • rustyfingersR Offline
          rustyfingersR Offline
          rustyfingers
          wrote on last edited by
          #22

          I do not have any information except his name and address from the police report. I didn't even really know how they got him.

          1 Reply Last reply
          • S Offline
            S Offline
            Steve Miller
            wrote on last edited by
            #23

            Has your insurance guy been notified?

            1 Reply Last reply
            • rustyfingersR Offline
              rustyfingersR Offline
              rustyfingers
              wrote on last edited by rustyfingers
              #24

              Yes but the app asked if I wanted my insurance or his to handle it, assuring me I could change my mind later. I stupidly said his. Now there is no way in the app to change this and the office has been closed all weekend, so I have to call tomorrow. I've left messages, but really need to talk to a person.

              1 Reply Last reply
              • S Offline
                S Offline
                Steve Miller
                wrote on last edited by
                #25

                Ugh. Insurance by apps is a problem.

                Time to start working toward talking to a human.

                1 Reply Last reply
                • MikM Offline
                  MikM Offline
                  Mik
                  wrote on last edited by
                  #26

                  Agreed. I'm willing to pay what it costs to have an agent.

                  “I refuse to answer that question on the grounds that I don't know the answer”
                  ― Douglas Adams

                  1 Reply Last reply
                  • R Offline
                    R Offline
                    RichL
                    wrote on last edited by
                    #27

                    Glad you're ok, but yeah...I've been advised to just have your insurance company deal with damages...and make going after the offender your insurance companies problem. People that drive irresponsibly are often the same type that have [outdated] legal minimums for insurance if any. Makes resolving this stuff that much more a hassle.

                    1 Reply Last reply
                    • rustyfingersR Offline
                      rustyfingersR Offline
                      rustyfingers
                      wrote on last edited by
                      #28

                      Yeah--I agree with this advice. I wasn't thinking clearly.

                      Update--was able to talk to a human this am and my insurance co is sending out an inspector tomorrow. So I think I'm good

                      ShiroKuroS 1 Reply Last reply
                      👍
                      • rustyfingersR rustyfingers

                        Yeah--I agree with this advice. I wasn't thinking clearly.

                        Update--was able to talk to a human this am and my insurance co is sending out an inspector tomorrow. So I think I'm good

                        ShiroKuroS Online
                        ShiroKuroS Online
                        ShiroKuro
                        wrote on last edited by
                        #29

                        @rustyfingers that sounds like a good development!

                        Good luck!

                        1 Reply Last reply
                        • rustyfingersR Offline
                          rustyfingersR Offline
                          rustyfingers
                          wrote on last edited by
                          #30

                          Insurance is covering the repair and waiving the deductible. Now I have to choose a body shop. There is such a thing as a Toyota Certified Collision repair shop, which does NOT include all Toyota dealers. There is also a network of body shops in my insurance company's network, but they haven't given me the list yet. Since the car is still under all the warrantees, I'm thinking of talking it to the dealer where I bought it which IS a Toyota certified collision shop but is NOT in the insurance network. Open to advice here.

                          1 Reply Last reply
                          • S Offline
                            S Offline
                            Steve Miller
                            wrote on last edited by
                            #31

                            Will insurance pay a shop that isn’t in the network?

                            1 Reply Last reply
                            • rustyfingersR Offline
                              rustyfingersR Offline
                              rustyfingers
                              wrote on last edited by
                              #32

                              Yes by law I can choose any shop I want

                              1 Reply Last reply
                              • rustyfingersR Offline
                                rustyfingersR Offline
                                rustyfingers
                                wrote last edited by rustyfingers
                                #33

                                Finally got the car back. Almost $8k all told. No hassles with insurance. Did pay for a rental out of pocket for three weeks. There were a couple of tweaks I asked the shop to make before I drove off--sensors were at an uneven depth and there was tape residue on a trim piece they masked off during painting. Looks good though. Less than 2300 miles on it and it looks new again.

                                Still very wary of pickup trucks driving behind me though.
                                alt text

                                NinaN 1 Reply Last reply
                                • ShiroKuroS Online
                                  ShiroKuroS Online
                                  ShiroKuro
                                  wrote last edited by
                                  #34

                                  @rustyfingers glad your car is back! I’m really sorry you had to deal with it, but I’m glad it worked out ok!

                                  1 Reply Last reply
                                  👍
                                  • P Offline
                                    P Offline
                                    pique
                                    wrote last edited by
                                    #35

                                    I'm glad all is well with the car. How are you feeling?

                                    I was rear ended last October and I am still dealing with whiplash. For the first two weeks I didn't think I was seriously hurt. Then I went for a standard chiro visit for something else and what was usually painless was excruciating. The chiropractor diagnosed me as having severe lateral whiplash. I also found I started having a fear of driving and flashbacks to the moment of impact. Don't say you aren't injured too soon.

                                    I'm surprised at the advice here to use your own insurance. I didn't--I used the at fault driver's insurance company, because my own insurance company said they couldn't promise I wouldn't see a rate hike because of the accident.

                                    My car also was brand new--only 3,000 miles on it--and I had the same kind of repairs as you. I called the dealer to get their recommendation for a body shop. Luckily it was one on the insurance company's list. I could use any shop I wanted but if it wasn't on their list I would have to pay out of pocket and then get reimbursed. The shop did a beautiful job.

                                    I still haven't settled with the insurance company. My chiro advised me to not settle until my condition is back to where it was before the accident. The insurance company volunteered that I can ask for compensation for distress, inconvenience, and "pain and suffering."

                                    fear is the thief of dreams

                                    ShiroKuroS 1 Reply Last reply
                                    • rustyfingersR Offline
                                      rustyfingersR Offline
                                      rustyfingers
                                      wrote last edited by
                                      #36

                                      Oh yuck, I'm so sorry to hear that. I really am ok, but it could easily have gone another way for me like it did for my sister last year who is still recovering from getting tboned.

                                      The insurance was seamless. They took care of everything so I didn't have to deal with the other driver or his insurance at all. They even waived my deductible since it was clearly the other driver's fault. They may raise our insurance because we had another car totaled this year--not in an accident--moonroof switch didn't work, car got drenched, and the electrical system was hosed. A few years ago, we had a catalytic converter stolen. It is what it is. We'd gone for many years before that without any accidents or incidents.

                                      I hope you get some relief. Totally understand about the anxiety driving AND the flashbacks.

                                      1 Reply Last reply
                                      • P pique

                                        I'm glad all is well with the car. How are you feeling?

                                        I was rear ended last October and I am still dealing with whiplash. For the first two weeks I didn't think I was seriously hurt. Then I went for a standard chiro visit for something else and what was usually painless was excruciating. The chiropractor diagnosed me as having severe lateral whiplash. I also found I started having a fear of driving and flashbacks to the moment of impact. Don't say you aren't injured too soon.

                                        I'm surprised at the advice here to use your own insurance. I didn't--I used the at fault driver's insurance company, because my own insurance company said they couldn't promise I wouldn't see a rate hike because of the accident.

                                        My car also was brand new--only 3,000 miles on it--and I had the same kind of repairs as you. I called the dealer to get their recommendation for a body shop. Luckily it was one on the insurance company's list. I could use any shop I wanted but if it wasn't on their list I would have to pay out of pocket and then get reimbursed. The shop did a beautiful job.

                                        I still haven't settled with the insurance company. My chiro advised me to not settle until my condition is back to where it was before the accident. The insurance company volunteered that I can ask for compensation for distress, inconvenience, and "pain and suffering."

                                        ShiroKuroS Online
                                        ShiroKuroS Online
                                        ShiroKuro
                                        wrote last edited by
                                        #37

                                        @pique I’m so sorry to hear about this! The physical and the mental/emotional tolls are awful!

                                        @rustyfingers also sorry to hear that you have had other car troubles (the water damage etc.) too! What a mess!

                                        1 Reply Last reply
                                        • S Offline
                                          S Offline
                                          Steve Miller
                                          wrote last edited by Steve Miller
                                          #38

                                          Glad everything worked out!

                                          I'm surprised at the advice here to use your own insurance. I didn't--I used the at fault driver's insurance company, because my own insurance company said they couldn't promise I wouldn't see a rate hike because of the accident.

                                          I don’t play that game.

                                          Sharon wrecked 2 cars in 3 years (one total on ice, one $20K) in damage and our rates did not go up because I explained to my agent what would happen if they did.

                                          He must have gotten the message because when Safeco started bloviating about a rate increase he switched us over to Progressive. With bundle and new customer discounts we’re actually paying less now than we did before.

                                          1 Reply Last reply
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