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  4. Ugh. Accident.

Ugh. Accident.

Scheduled Pinned Locked Moved Off Key - General Discussion
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  • B Offline
    B Offline
    Bernard
    wrote last edited by Bernard
    #7

    Thanks, @Ax, and @ShiroKuro.

    I've just spoken to the first adjuster (a different one will phone tomorrow, probably) and she did make it sound like things will move along.

    A bit of good news, though. My policy has rental coverage, so I will only have to pay $35/day for the rental. Yay.

    The industrial revolution cheapened everything.

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    • MikM Offline
      MikM Offline
      Mik
      wrote last edited by
      #8

      Cars are easily replaceable. Bernards are not. Glad you're OK.

      “I refuse to answer that question on the grounds that I don't know the answer”
      ― Douglas Adams

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      • B Bernard

        I just talked to the towing guy and he feels pretty sure it's totalled. Ugh.

        Piano*DadP Offline
        Piano*DadP Offline
        Piano*Dad
        wrote last edited by
        #9

        @Bernard said in Ugh. Accident.:

        I just talked to the towing guy and he feels pretty sure it's totalled. Ugh.

        Given your description of the accident, it's hard to imagine that the car would NOT be totaled. You're describing an impact that likely messed up the chassis.

        They'll give you the bluebook value of the car (or some other similar estimate), which is a pain. But that's often better than repairing a car, especially a nice one, because most insurers (State Farm, Geico, and so on) are unlikely to allow you to use OEM parts. For that, you would have to have used a costly insurer like Chubb. Most insurers will require the body shop to use parts made by "Richard's auto parts" in some basement in Akron that do the job but are usually nowhere near the quality of OEM parts.

        Crazy economist who likes to write about higher education.

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        • C Offline
          C Offline
          CHAS
          wrote last edited by
          #10

          Totalled- reimbursement should take days.
          Repair- weeks and maybe more.

          "The man that hath no music in himself, nor is not moved with concord of sweet sounds, is fit for treasons, stratagems and spoils;” - Shakespeare

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          • rustyfingersR Offline
            rustyfingersR Offline
            rustyfingers
            wrote last edited by
            #11

            Oh Bernard. Are you sure you are ok? You may be sore or worse tomorrow. If you start feeling stiff please do get yourself checked out.

            It sounds like a bad one. I recently went through this myself--rear ended, car was drivable. It ended up being close to $10k for repairs, which surprised me.

            Adjuster took a few days. Repair took weeks. I paid for my own rental replacement but enterprise gave me the insurance rate of $35 /day. It added up.

            B 1 Reply Last reply
            • S Offline
              S Offline
              Steve Miller
              wrote last edited by
              #12

              Damn. That’s a shame.

              Glad you’re all right!

              B 1 Reply Last reply
              • AdagioMA Offline
                AdagioMA Offline
                AdagioM
                wrote last edited by
                #13

                Glad you’re okay. Hope you still feel okay tomorrow! Prosecco cheers to you. Sorry about the car.

                B 1 Reply Last reply
                • rustyfingersR rustyfingers

                  Oh Bernard. Are you sure you are ok? You may be sore or worse tomorrow. If you start feeling stiff please do get yourself checked out.

                  It sounds like a bad one. I recently went through this myself--rear ended, car was drivable. It ended up being close to $10k for repairs, which surprised me.

                  Adjuster took a few days. Repair took weeks. I paid for my own rental replacement but enterprise gave me the insurance rate of $35 /day. It added up.

                  B Offline
                  B Offline
                  Bernard
                  wrote last edited by
                  #14

                  @rustyfingers My left shoulder is sensitive, like I'd had a vaccination, and my left side when I make certain movements is a little stiff, but otherwise not bad.

                  At this point I'm rather hoping it is called a total.

                  Sorry to hear of your being rear ended.

                  The industrial revolution cheapened everything.

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                  • S Steve Miller

                    Damn. That’s a shame.

                    Glad you’re all right!

                    B Offline
                    B Offline
                    Bernard
                    wrote last edited by
                    #15

                    @Steve-Miller Thanks, Steve.

                    The industrial revolution cheapened everything.

                    1 Reply Last reply
                    • AdagioMA AdagioM

                      Glad you’re okay. Hope you still feel okay tomorrow! Prosecco cheers to you. Sorry about the car.

                      B Offline
                      B Offline
                      Bernard
                      wrote last edited by
                      #16

                      @AdagioM Thanks, AdagioM. Not feeling too badly today. The Prosecco was fab, as always. Leftovers in fridge for later.

                      The industrial revolution cheapened everything.

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