Thanks for the recommendations! I appreciate it.
People in Florida don't buy winter coats.
Then again, most people don't have roommates who don't pay the electricity bill when it's in your name, truck the electricity company into believing you skipped town, leaving a debt in your name sent to collections, truck the electricity company into believing they are the new tenant, running up the electricity bill again, and having the power cut off permanently.
But, yes, I learned this winter (when it was too late to budget for this purpose a second time) about the myths and facts about what you do to avoid hypothermia.
A winter coat, a wool blanket, wool sweaters, mittens, warm socks, and a fitted cap not a hoodie would have been the right approach.
They say cold and damp is a very, very dangerous combination I mean if you didn't have any or didn't have adequate shelter e.g. if you were sheltering in an abandoned barn.