Oh, it's not. I've had talks with my attorney, my trustees, and private discussions with people here, and been given good advice.
I think I'm ready. I'm mostly having fun thinking about what is a need vs. what is a want, and deciding on, well, it's only one thing (my desk) at the moment that is not a need but something that means a lot to me, and something that I will keep for the rest of my life.
I can't talk about specifics because I don't want to jinx anything but I'm actually making very conservative and practical decisions.
I fully expect to face high electric bills, high car insurance, high gas prices, high grocery prices, and continuing inflation.
I decided about a week ago that it's imperative to spend as little of my principal as needed and concentrate on investing.
I felt a whole lot less stress after this decision.
